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Pain001: Automate ISO 20022-Compliant Payment File Creation

A unique toolkit to support ISO 20022 Adoption and Migration for Cross-Border Payments

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Pain001: Automate ISO 20022-Compliant Payment File Creation

Pain001 Is a Powerful Python Library for ISO 20022 Compliant Payment File Creation from CSV or SQLite Data Files, simplifying Payment Automation and Processing


Today, the payment industry is experiencing a rapid evolution and transformation as it moves towards adopting ISO 20022 as the new norm. ISO 20022 is a global standard for sharing financial information across organisations. It provides a harmonised protocol used by banks, corporations, and financial institutions to automate and standardise payment transactions.

Here are some of the benefits of using ISO 20022:

Overall, ISO 20022 is a significant improvement over traditional payment messaging standards. It provides a more efficient, transparent, and compliant way to process payments.

What is Pain001

Pain001 is a unique toolkit to support ISO 20022 Adoption and Migration for Cross-Border Payments. The Python library takes full advantage of the ISO 20022 standard to automate the creation of on payment initiation files, commonly known as PAIN (PAyment INitiation).

Cross-Border Payments usually start with a pain.001 payment initiation message. The payer sends it to the payee (or the payee’s bank) via a secure network. This network could be SWIFT or SEPA (Single Euro Payments Area) network, or other payment networks such as CHAPS, BACS, Faster Payments, etc. The message contains the payer’s and payee’s bank account details, payment amount, and other information required to process the payment.

Pain001 can reduce payment processing complexity and costs by generating ISO 20022-compliant payment files. These files automatically remove the need to create and validate them manually, making the payment process more efficient and cost-effective. It will save you time and resources and minimises the risk of errors, making sure accurate and seamless payment processing.

If you are seeking to simplify and automate your payment processing, consider leveraging the capabilities of Pain001.


Explore the impact of ISO 20022 on the payments industry and learn about Pain001’s solutions for generating ISO 20022 payments.