scenario: cz.sepa.sct
family: sepa-credit-transfer
country: CZ
message_type: pain.001.001.03
description: SEPA credit transfer from a Czech EUR account to a German supplier.
sha256: 1c2ce80f7476ed8808933f9305d0d0c8eacac4456b604ce0c43c5f992c704d16
build:
  renamed:
  - /Document/CstmrCdtTrfInitn/PmtInf/DbtrAgt/FinInstnId/BICFI -> BIC
  - /Document/CstmrCdtTrfInitn/PmtInf/CdtTrfTxInf/CdtrAgt/FinInstnId/BICFI -> BIC
  wrapped: []
  unwrapped: []
  dropped: []
  truncated: []
validation:
  xsd:
    errors: 0
    findings: []
  mdr:
    errors: 0
    findings: []
  profiles:
    sepa-sct:
      errors: 0
      warnings: 0
      findings: []
    anti-duplicate:
      errors: 0
      warnings: 0
      findings: []
  overlays: {}
twins:
  iso_json:
    sha256: d6a5843be51d003408cb86c0e9fc0de7c2a16b8395da120e7cce0ea0c484777e
    schema_findings: []
  records:
    rows: 1
    gap: []
    missing_required: []
provenance:
  sources:
  - title: European Payments Council, SEPA Credit Transfer rulebook 2025 and Customer-to-PSP
      implementation guidelines
    read: '2026-09-11'
  confidence: derived
  evidence: []
constraints: []