{
  "Document": {
    "CstmrCdtTrfInitn": {
      "GrpHdr": {
        "MsgId": "SPP-20260921-01",
        "CreDtTm": "2026-09-21T09:30:00",
        "NbOfTxs": "1",
        "CtrlSum": "18750.00",
        "InitgPty": {
          "Nm": "Selangor Palm Products Sdn Bhd",
          "PstlAdr": {
            "PstCd": "50450",
            "TwnNm": "Kuala Lumpur",
            "Ctry": "MY",
            "AdrLine": [
              "160 Jalan Ampang"
            ]
          }
        }
      },
      "PmtInf": [
        {
          "PmtInfId": "SPP-DN-260921-01",
          "PmtMtd": "TRF",
          "BtchBookg": "false",
          "NbOfTxs": "1",
          "CtrlSum": "18750.00",
          "PmtTpInf": {
            "SvcLvl": [
              {
                "Cd": "URGP"
              }
            ]
          },
          "ReqdExctnDt": {
            "Dt": "2026-09-21"
          },
          "Dbtr": {
            "Nm": "Selangor Palm Products Sdn Bhd",
            "PstlAdr": {
              "PstCd": "50450",
              "TwnNm": "Kuala Lumpur",
              "Ctry": "MY",
              "AdrLine": [
                "160 Jalan Ampang"
              ]
            }
          },
          "DbtrAcct": {
            "Id": {
              "Othr": {
                "Id": "12345678901234",
                "SchmeNm": {
                  "Cd": "BBAN"
                }
              }
            },
            "Ccy": "MYR"
          },
          "DbtrAgt": {
            "FinInstnId": {
              "BICFI": "EFYIMYS0"
            }
          },
          "ChrgBr": "SHAR",
          "CdtTrfTxInf": [
            {
              "PmtId": {
                "EndToEndId": "SPP-2026-0921-001"
              },
              "Amt": {
                "InstdAmt": {
                  "amt": "18750.00",
                  "Ccy": "MYR"
                }
              },
              "CdtrAgt": {
                "FinInstnId": {
                  "BICFI": "KILXMYT0"
                }
              },
              "Cdtr": {
                "Nm": "Penang Machinery Trading",
                "PstlAdr": {
                  "PstCd": "10450",
                  "TwnNm": "George Town",
                  "Ctry": "MY"
                }
              },
              "CdtrAcct": {
                "Id": {
                  "Othr": {
                    "Id": "98765432109876",
                    "SchmeNm": {
                      "Cd": "BBAN"
                    }
                  }
                }
              },
              "Purp": {
                "Cd": "GDDS"
              },
              "RmtInf": {
                "Ustrd": [
                  "INV PMT-2026-0331"
                ]
              }
            }
          ]
        }
      ]
    }
  }
}