scenario: us.ach.ppd-payroll
family: ach-credit
country: US
message_type: pain.001.001.09
description: ACH PPD payroll run, two employees.
sha256: 91b2b587fdcd59fb244e61a3abb3408c3131b961aaaa96489152fb32669f03ab
build:
  renamed: []
  wrapped:
  - /Document/CstmrCdtTrfInitn/PmtInf/ReqdExctnDt
  unwrapped: []
  dropped: []
  truncated: []
validation:
  xsd:
    errors: 0
    findings: []
  mdr:
    errors: 0
    findings: []
  profiles:
    us-ach:
      errors: 0
      warnings: 0
      findings: []
    anti-duplicate:
      errors: 0
      warnings: 0
      findings: []
  overlays: {}
twins:
  iso_json:
    sha256: 98d96206b9a0d7dd44f4debb93af2ae216e8d99009bfc7cf0ee125187a005fd9
    schema_findings: []
  records:
    rows: 2
    gap: []
    missing_required: []
provenance:
  sources:
  - title: Nacha Operating Rules and Guidelines, PPD entries
    read: '2026-09-10'
  - title: Bank of America pain.001.001.09 formatting guide
    read: '2026-09-10'
  confidence: derived
  evidence: []
constraints: []