scenario: us.ach.debit
family: ach-debit
country: US
message_type: pain.008.001.08
description: ACH debit collection (CCD) with routing numbers.
sha256: 7bb0988c3c89ee4bccec33d5a626da6ce4cd8249a6df73c6a445dc8337847909
build:
  renamed: []
  wrapped: []
  unwrapped: []
  dropped: []
  truncated: []
validation:
  xsd:
    errors: 0
    findings: []
  mdr:
    errors: 0
    findings: []
  profiles:
    us-ach:
      errors: 0
      warnings: 1
      findings:
      - 'US-ACH-SVCLVL: US ACH expects service level NURG/SDVA (got None)'
    anti-duplicate:
      errors: 0
      warnings: 0
      findings: []
  overlays: {}
twins: null
provenance:
  sources:
  - title: Nacha Operating Rules and Guidelines, debit entries and authorisation
    read: '2026-09-10'
  - title: Citi and Bank of America pain.008 ACH debit formatting notes
    read: '2026-09-10'
  confidence: derived
  evidence: []
constraints: []