pain.001.001.13 — complete element reference

This is the complete element reference for pain.001.001.13, generated directly from the official ISO 20022 XSD that Pain001 validates against — not transcribed by hand. Every cardinality, type and code value below can be checked against ISO's own publication.

771 elements · 142 required · 100 types · 17 code lists

Cardinality is shown as ISO writes it: 0..1 optional, 1..1 required, 0..* repeating. Required elements are bold — those are the ones whose absence makes the document invalid before any bank sees it.

Schema provenance. The shipped file carries the header “Generated by Standards Editor on 2026 Mar 02” — that is the schema generation timestamp, not necessarily ISO's publication date. Verify against the ISO 20022 catalogue.

CstmrCdtTrfInitn#

GrpHdr#

Group Header — one per message

93 further nested elements sit below this depth — every one of them is defined in the type reference below, which lists each type once instead of repeating it under every party.

PmtInf#

Payment Information — one per debtor account and execution date

569 further nested elements sit below this depth — every one of them is defined in the type reference below, which lists each type once instead of repeating it under every party.

SplmtryData#

Supplementary Data — scheme-specific extensions

Type reference#

Every complex type in this version is defined once on the pain.001.001.13 type reference — 97 types. The tree above repeats a party or address structure under each party; the type reference does not, which makes it the better page for mapping work.

Code lists used by this version#

The full value set for every list is on the code lists page.

Generate and validate this version#

pain001 -t pain.001.001.13 -d payments.csv -o out/ --dry-run

See the narrative page for pain.001.001.13 for what distinguishes this version and when to choose it, the full compatibility matrix, or what changed between versions.