Pain001

pain.001.001.07 refines structured remittance and party identification ahead of the 2019 message set. It is a channel-specific choice rather than a market default.

What to know about this version#

  • Useful when a bank's implementation guide pins this exact schema.
  • pain001 inspect pain.001.001.07 lists every required and optional field.

Element structure (all versions share this skeleton)#

  • <GrpHdr> Group Header — message id, creation timestamp, NbOfTxs, CtrlSum, initiating party. Pain001 recomputes the control totals from validated records.
  • <PmtInf> Payment Information — debtor, debtor account and agent, requested execution date, payment method, charge bearer; one block can carry many transactions.
  • <CdtTrfTxInf> Credit Transfer Transaction — amount and currency, creditor, creditor account and agent, remittance information, end-to-end reference.

Generate and inspect#

pain001 init pain.001.001.07 -o work/         # scaffold a starter CSV
pain001 inspect pain.001.001.07               # list required + optional fields
pain001 -t pain.001.001.07 -d payments.csv -o out/ --dry-run

Records can be reshaped between supported versions. The mapper renames and defaults fields to match the target version; elements the target does not model are not carried over, so re-validate after migrating:

from pain001.migration import VersionMapper
rows = VersionMapper().migrate_rows(
    rows, "pain.001.001.07", "pain.001.001.09"
)

See the full version catalogue, or the glossary for the vocabulary used here.