pain.001.001.07 refines structured remittance and party identification ahead of the 2019 message set. It is a channel-specific choice rather than a market default.

What to know about this version#

  • Useful when a bank's implementation guide pins this exact schema.
  • pain001 inspect pain.001.001.07 lists every required and optional field.

Element structure (all versions share this skeleton)#

  • Group Header — message id, creation timestamp, NbOfTxs, CtrlSum, initiating party. Pain001 recomputes the control totals from validated records.
  • Payment Information — debtor, debtor account and agent, requested execution date, payment method, charge bearer; one block can carry many transactions.
  • Credit Transfer Transaction — amount and currency, creditor, creditor account and agent, remittance information, end-to-end reference.

Generate and inspect#

pain001 init pain.001.001.07 -o work/         # scaffold a starter CSV
pain001 inspect pain.001.001.07               # list required + optional fields
pain001 -t pain.001.001.07 -d payments.csv -o out/ --dry-run

Records migrate losslessly between supported versions:

from pain001.migration import VersionMapper
records_v9 = VersionMapper("pain.001.001.07", "pain.001.001.09").migrate(records)

See the full version catalogue, or the glossary for the vocabulary used here.