SEPA credit transfer, single supplier payment.
A payment initiation file for Italy on the sepa-credit-transfer rail, shipped in pain.001.001.03, pain.001.001.09, generated and checked by pain001 0.0.70. It is a synthetic example built from the public scheme rulebooks: no real party, account or bank guideline behind it.
Files#
| Edition | Payment file | ISO 20022 JSON twin | Provenance record |
|---|---|---|---|
pain.001.001.03 |
it.sepa.sct-single.pain.001.001.03.xml | it.sepa.sct-single.pain.001.001.03.iso.json | it.sepa.sct-single.pain.001.001.03.provenance.yaml |
pain.001.001.09 |
it.sepa.sct-single.pain.001.001.09.xml | it.sepa.sct-single.pain.001.001.09.iso.json | it.sepa.sct-single.pain.001.001.09.provenance.yaml |
The twin is the same payment in the ISO 20022 Registration Authority's JSON convention, lossless in both directions; its JSON Schema (2020-12) is published per edition: pain.001.001.03, pain.001.001.09. An agent can produce a twin that validates against the schema and hand it to the library to render the XML.
Run it in your browser#
Open this scenario in the demo: the pain001 library loads in a Python runtime in your browser, rebuilds the file from the 1 record(s) below, checks it against the sepa-sct rulebook and the official XSD, and shows the JSON twin. Nothing leaves your machine.
The flat records the library rebuilds it from (the CSV pipeline's own column names):
id,date,nb_of_txs,ctrl_sum,initiator_name,payment_information_id,payment_method,batch_booking,service_level_code,requested_execution_date,debtor_name,debtor_account_IBAN,debtor_agent_BIC,charge_bearer,payment_id,payment_amount,currency,creditor_agent_BIC,creditor_name,creditor_account_IBAN,remittance_information,initiator_postal_code,initiator_town_name,initiator_country_code,initiator_address_line,debtor_postal_code,debtor_town_name,debtor_country_code,debtor_address_line,creditor_postal_code,creditor_town_name,creditor_country_code,payment_currency
OML-SCT-20260921,2026-09-21T12:00:00,1,2200.00,Officine Meccaniche Lombarde SpA,SCT-20260921-IT-01,TRF,false,SEPA,2026-09-22,Officine Meccaniche Lombarde SpA,IT48T78971134594OGDKY5VXE41,TLAOIT60,SLEV,OML-2026-0921-01,2200.00,EUR,MHXHITI0,Fonderia Bresciana Srl,IT23J14887404856NF3794IGWXN,Fattura 117/2026,20123,Milano,IT,Via Torino 15,20123,Milano,IT,Via Torino 15,25121,Brescia,IT,EURHow the library checked it#
- Official XSD: passed.
- ISO message definition rules: passed.
- Rail profile
sepa-sct: passed. - Rail profile
anti-duplicate: passed.
Confidence derived: built from the public rulebook or implementation guide; no published sample was available to compare.
Where the content comes from#
- EPC132-08 Customer-to-PSP SCT Implementation Guidelines 2025 v1.0 (read 2026-09-10)
SHA-256 of each file is in its provenance record. Your bank's own usage guideline is not represented here: apply it privately with the library's overlay tooling.