Bank-issued cheque to a vendor, mailed to the creditor.
A payment initiation file for United States on the cheque rail, shipped in pain.001.001.03, pain.001.001.09, generated and checked by pain001 0.0.70. It is a synthetic example built from the public scheme rulebooks: no real party, account or bank guideline behind it.
Files#
| Edition | Payment file | ISO 20022 JSON twin | Provenance record |
|---|---|---|---|
pain.001.001.03 |
us.check.vendor.pain.001.001.03.xml | us.check.vendor.pain.001.001.03.iso.json | us.check.vendor.pain.001.001.03.provenance.yaml |
pain.001.001.09 |
us.check.vendor.pain.001.001.09.xml | us.check.vendor.pain.001.001.09.iso.json | us.check.vendor.pain.001.001.09.provenance.yaml |
The twin is the same payment in the ISO 20022 Registration Authority's JSON convention, lossless in both directions; its JSON Schema (2020-12) is published per edition: pain.001.001.03, pain.001.001.09. An agent can produce a twin that validates against the schema and hand it to the library to render the XML.
How the library checked it#
- Official XSD: passed.
- ISO message definition rules: passed.
- Rail profile
anti-duplicate: passed.
Confidence assumed: one detail rests on an assumption the record names; treat that detail with care.
Where the content comes from#
- ISO 20022 MDR Payments Initiation 2020-2021, cheque rules; Cross River pain.001.001.03 check sample (index) (read 2026-09-10)
SHA-256 of each file is in its provenance record. Your bank's own usage guideline is not represented here: apply it privately with the library's overlay tooling.