Pain001 Pain001

Fedwire domestic funds transfer, urgent.

A payment initiation file for United States on the priority-payment rail, shipped in pain.001.001.03, pain.001.001.09, generated and checked by pain001 0.0.70. It is a synthetic example built from the public scheme rulebooks: no real party, account or bank guideline behind it.

Files#

The twin is the same payment in the ISO 20022 Registration Authority's JSON convention, lossless in both directions; its JSON Schema (2020-12) is published per edition: pain.001.001.03, pain.001.001.09. An agent can produce a twin that validates against the schema and hand it to the library to render the XML.

Run it in your browser#

Open this scenario in the demo: the pain001 library loads in a Python runtime in your browser, rebuilds the file from the 1 record(s) below, checks it against the us-wire rulebook and the official XSD, and shows the JSON twin. Nothing leaves your machine.

The flat records the library rebuilds it from (the CSV pipeline's own column names):

id,date,nb_of_txs,ctrl_sum,initiator_name,payment_information_id,payment_method,service_level_code,requested_execution_date,debtor_name,debtor_agent_BIC,charge_bearer,payment_id,payment_amount,currency,creditor_agent_BIC,creditor_name,remittance_information,instruction_priority,initiator_postal_code,initiator_town_name,initiator_country_subdivision,initiator_country_code,initiator_address_line,debtor_postal_code,debtor_town_name,debtor_country_subdivision,debtor_country_code,debtor_address_line,debtor_account_number,debtor_account_scheme,debtor_agent_clearing_system,debtor_agent_member_id,uetr,creditor_postal_code,creditor_town_name,creditor_country_subdivision,creditor_country_code,creditor_address_line,creditor_account_number,creditor_account_scheme,creditor_agent_clearing_system,creditor_agent_member_id,purpose_code,debtor_agent_town_name,debtor_agent_country_code,creditor_agent_town_name,creditor_agent_country_code,payment_currency
CMI-WIRE-20260922-01,2026-09-22T11:00:00,1,125000.00,Cascade Millwork Inc,WIRE-20260922-01,TRF,URGP,2026-09-22,Cascade Millwork Inc,YPTEUSH0,DEBT,CMI-WIRE-2026-0922-01,125000.00,USD,DZKNUSB0,Golden Gate Timber Corp,Contract 2026-31 milestone 2,HIGH,97204,Portland,OR,US,1200 Pine Street,97204,Portland,OR,US,1200 Pine Street,4412345678,BBAN,USABA,021000021,b91d993d-76d3-49a2-bf82-7486b4593fe3,94104,San Francisco,CA,US,600 Market Street,5512345678,BBAN,USABA,121000248,GDDS,New York,US,San Francisco,US,USD

How the library checked it#

  • Official XSD: passed.
  • ISO message definition rules: passed.
  • Rail profile us-wire: passed.
  • Rail profile anti-duplicate: passed.

Confidence derived: built from the public rulebook or implementation guide; no published sample was available to compare.

Where the content comes from#

  • Federal Reserve Fedwire Funds Service ISO 20022 quick reference (read 2026-09-10)
  • Citi ISO 20022 FAQs (Feb 2026); Cross River pain.001.001.03 wire input specification (read 2026-09-10)

SHA-256 of each file is in its provenance record. Your bank's own usage guideline is not represented here: apply it privately with the library's overlay tooling.

Back to the example corpus · All payment files by country