Swiss domestic credit transfer with an ISO 11649 creditor reference (SCOR).
A payment initiation file for Switzerland on the domestic-credit-transfer rail, shipped in pain.001.001.03, pain.001.001.09, generated and checked by pain001 0.0.70. It is a synthetic example built from the public scheme rulebooks: no real party, account or bank guideline behind it.
Files#
| Edition | Payment file | ISO 20022 JSON twin | Provenance record |
|---|---|---|---|
pain.001.001.03 |
ch.sps.scor.pain.001.001.03.xml | ch.sps.scor.pain.001.001.03.iso.json | ch.sps.scor.pain.001.001.03.provenance.yaml |
pain.001.001.09 |
ch.sps.scor.pain.001.001.09.xml | ch.sps.scor.pain.001.001.09.iso.json | ch.sps.scor.pain.001.001.09.provenance.yaml |
The twin is the same payment in the ISO 20022 Registration Authority's JSON convention, lossless in both directions; its JSON Schema (2020-12) is published per edition: pain.001.001.03, pain.001.001.09. An agent can produce a twin that validates against the schema and hand it to the library to render the XML.
Run it in your browser#
Open this scenario in the demo: the pain001 library loads in a Python runtime in your browser, rebuilds the file from the 2 record(s) below, checks it against the ch-domestic rulebook and the official XSD, and shows the JSON twin. Nothing leaves your machine.
The flat records the library rebuilds it from (the CSV pipeline's own column names):
id,date,nb_of_txs,ctrl_sum,initiator_name,payment_information_id,payment_method,batch_booking,service_level_code,requested_execution_date,debtor_name,debtor_account_IBAN,debtor_agent_BIC,charge_bearer,payment_id,payment_amount,currency,creditor_agent_BIC,creditor_name,creditor_account_IBAN,initiator_postal_code,initiator_town_name,initiator_country_code,initiator_address_line,debtor_postal_code,debtor_town_name,debtor_country_code,debtor_address_line,creditor_postal_code,creditor_town_name,creditor_country_code,creditor_reference,creditor_reference_type,payment_currency
AFM-20260921-02,2026-09-21T08:35:00,2,1127.40,Alpina Feinmechanik AG,AFM-D-260921-02,TRF,true,NURG,2026-09-22,Alpina Feinmechanik AG,CH9865371906857213108,WPGBCHR0,SLEV,AFM-2026-0921-002,912.00,CHF,AVGFCHE0,Kanzlei Bergmann,CH3059010197641085953,8952,Schlieren,CH,Industriestrasse 14,8952,Schlieren,CH,Industriestrasse 14,3011,Bern,CH,RF18539007547034,SCOR,CHF
AFM-20260921-02,2026-09-21T08:35:00,2,1127.40,Alpina Feinmechanik AG,AFM-D-260921-02,TRF,true,NURG,2026-09-22,Alpina Feinmechanik AG,CH9865371906857213108,WPGBCHR0,SLEV,AFM-2026-0921-003,215.40,CHF,QKITCHA0,Druckerei Sonnenberg,CH7201909996508230257,8952,Schlieren,CH,Industriestrasse 14,8952,Schlieren,CH,Industriestrasse 14,9000,St. Gallen,CH,,,CHFHow the library checked it#
- Official XSD: passed.
- ISO message definition rules: passed.
- Rail profile
ch-domestic: passed. - Rail profile
anti-duplicate: passed.
Confidence derived: built from the public rulebook or implementation guide; no published sample was available to compare.
Where the content comes from#
- SIX, Swiss Payment Standards, Implementation Guidelines Credit Transfer (pain.001), SPS 2025 v2.2, payment type D with SCOR (read 2026-09-10)
SHA-256 of each file is in its provenance record. Your bank's own usage guideline is not represented here: apply it privately with the library's overlay tooling.