Hong Kong FPS credit in HKD, clearing codes and account numbers.
A payment initiation file for HK on the instant-payment rail, shipped in pain.001.001.03, pain.001.001.09, generated and checked by pain001 0.0.70. It is a synthetic example built from the public scheme rulebooks: no real party, account or bank guideline behind it.
Files#
| Edition | Payment file | ISO 20022 JSON twin | Provenance record |
|---|---|---|---|
pain.001.001.03 |
hk.fps.single.pain.001.001.03.xml | hk.fps.single.pain.001.001.03.iso.json | hk.fps.single.pain.001.001.03.provenance.yaml |
pain.001.001.09 |
hk.fps.single.pain.001.001.09.xml | hk.fps.single.pain.001.001.09.iso.json | hk.fps.single.pain.001.001.09.provenance.yaml |
The twin is the same payment in the ISO 20022 Registration Authority's JSON convention, lossless in both directions; its JSON Schema (2020-12) is published per edition: pain.001.001.03, pain.001.001.09. An agent can produce a twin that validates against the schema and hand it to the library to render the XML.
Run it in your browser#
Open this scenario in the demo: the pain001 library loads in a Python runtime in your browser, rebuilds the file from the 1 record(s) below, checks it against the hk-fps rulebook and the official XSD, and shows the JSON twin. Nothing leaves your machine.
The flat records the library rebuilds it from (the CSV pipeline's own column names):
id,date,nb_of_txs,ctrl_sum,initiator_name,payment_information_id,payment_method,batch_booking,service_level_code,requested_execution_date,debtor_name,debtor_agent_BIC,charge_bearer,payment_id,payment_amount,currency,creditor_agent_BIC,creditor_name,remittance_information,initiator_town_name,initiator_country_code,initiator_address_line,debtor_town_name,debtor_country_code,debtor_address_line,debtor_account_number,debtor_account_scheme,debtor_account_currency,debtor_agent_clearing_system,debtor_agent_member_id,creditor_town_name,creditor_country_code,creditor_account_number,creditor_account_scheme,creditor_agent_clearing_system,creditor_agent_member_id,payment_currency
HLL-20260921-01,2026-09-21T09:00:00,1,68500.00,Harbour Logistics Ltd,HLL-FPS-260921-01,TRF,false,URGP,2026-09-21,Harbour Logistics Ltd,MUPSHK80,SHAR,HLL-2026-0921-001,68500.00,HKD,ZGGDHKJ0,Kowloon Freight Services,INV 2026-0921,Kwun Tong,HK,88 Hoi Bun Road,Kwun Tong,HK,88 Hoi Bun Road,312345678,BBAN,HKD,HKNCC,876,Kowloon,HK,123456789012,BBAN,HKNCC,861,HKDHow the library checked it#
- Official XSD: passed.
- ISO message definition rules: passed.
- Rail profile
hk-fps: passed. - Rail profile
purpose-mandate-hk: passed. - Rail profile
anti-duplicate: passed.
Confidence assumed: one detail rests on an assumption the record names; treat that detail with care.
Where the content comes from#
- Hong Kong Interbank Clearing Limited, Faster Payment System rules and clearing-code list (read 2026-09-11)
- East West Bank HK, ISO 20022 FPS file specification (public) (read 2026-09-11)
SHA-256 of each file is in its provenance record. Your bank's own usage guideline is not represented here: apply it privately with the library's overlay tooling.